Welcome to our web site. Whether you are buying, refinancing or building and prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your exact needs. We offer national lending with a hometown face!
Find out more about the First-Time Home Buyer Tax Credit call us at 540.444.0577
If you need to prevent from being foreclosed on, please contact us orclick here
EN ESPAÑOL! Latest News
The mortgage industry has been making headlines recently. What does this mean for you?
30 Year Fixed
Many new loan programs have come and gone. See why this old standby is more popular than ever.
No Mortgage Insurance Loans
Are you putting less then 20% down or do you have less then 20% equity in your home?
Valley Tree Mortgage is licensed by the Virginia State Corporation Commission –License # MC-4723 Interest rates may change or may not be available at the time of loan commitment or lock-in. These are estimates and are provided for informational purposes only.